Business Protection

Whether you are a Director of a Limited Company, a Partner in a firm or you just have certain key staff that are essential to the ongoing success and profitability of your company, then it is likely that you will need some form of business protection.

This can be to insure the individuals themselves, insure any kind of corporate debt or indeed, protect and control the shares or share in a partnership in the event of death or ill health. Gemini will make sure that you have the right cover, at the right level and at the right price to suit your needs as well as ensuring that the cover is structured properly by utilising suitable trusts.

For more information on how Gemini can help your business, call us FREE on 0800 255 0123 or [click here] for one of our advisers to contact you.

Key Person Insurance

The death or serious illness of a key director or employee can have far-reaching or even disastrous consequences for a business. It can result in:

• Loss of profits
• The recall of loans
• Reduced capacity
• Loss of key clients/contacts
• Reduced practical know-how

Your Gemini Adviser can advise you about how to provide a cash sum that will enable your business to survive in the short term while you deal with the immediate effects of the loss of a key person within your organisation. Over the longer term finance can be made available to subsidise profits whilst a replacement is recruited and gains the relevant experience.

For more information on Key Person Insurance, call us FREE on 0800 255 0123 or [click here] for one of our advisers to contact you.

Shareholder Protection

As a shareholder your focus is on working with your fellow shareholders to make your business successful. If you were to die, would your beneficiaries share the same goals for the business? Your fellow shareholders may have to work with partners who have little or no interest in the business and your beneficiaries will own shares with no ready buyers. Your Gemini Adviser will identify your requirements and discuss potential solutions that will provide your fellow shareholders with the means to purchase your shares and allow your beneficiaries to realise the market value of your shareholding.

For more information on Shareholder Protection, call us FREE on 0800 255 0123 or [click here] for one of our advisers to contact you.

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