News
Quarter 3 Financial Focus Bulletin is here!
2 July 2010
Visit our downloads section to get your FREE Financial Focus Bulletin
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Financial Focus Bulletin available
1 June 2010
Visit our downloads section to download our latest Financial Focus Bulletin
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Gemini Estate Planning - YOUR new division
30 May 2010
Launched in April, Gemini Estate Planning offers Will writing, drafting of Lasting Powers of Attorney as well as secure document storage.
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Summer Financial Focus now available
15 May 2010
Download our latest Summer Financial Focus Newsletter.
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Client Login System is now Live!
2 April 2010
Clients are at the very heart of our service proposition and, as such, we are pleased to announce the launch of a new service for Gemini clients.
Our website and online presence has been upgraded to include a secure client login facility. more
How does the Budget affect you?
24 March 2010
Available to download is our Budget review covering the key points of Alistair Darling’s pre-election Budget. Some of the changes were trailed in last December’s Pre-Budget Report but there are many new announcements.
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Make the most of your ISA allowance
22 March 2010
As the end of the tax year approaches, we need to ensure you maximise the tax-efficient allowances available to you. An ISA remains one of the most tax-efficient methods of investing, but if your full allowance is not used within the tax year, this valuable opportunity is lost for good.
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Spring Financial Focus - now available to download
23 February 2010
Despite some very un-Springlike weather, the latest edition of Financial Focus is available to download now.
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December Investment Briefing video now available
18 December 2009
Tom Biggar presents the final Investment Briefing video of 2009. Click on the link to the right to view!
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Pre Budget Report - Now available
14 December 2009
Chancellor Alistair Darling delivered his Pre Budget (Pre Election) Report on 9th December. Against a backdrop of the worst recession in 'more than half a century', with the UK's AAA credit rating under threat and with the cost of insuring against the default risk on UK Gilts at roughly the same level as that applying to Greek Government stock, it was always difficult to see how Mr Darling was going to be able to appeal to the electorate.
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More success for Gemini
25 November 2009
Gemini Wealth Management is pleased to announce yet further success at the recent Midlands Business Awards, held at the Holte Suite, Villa Park on the 20th November 2009.
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A new home.....
20 October 2009
On Monday 19th October, Gemini hosted an official open day at our new offices on Park Road, Sutton Coldfield.
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…..and a new member of the team
20 October 2009
Gemini would like to welcome a new addition to our Investment Management team. Stewart Bicknell joins direct from De Montfort University where he recently graduated with a BA (Hons) in Business and Management
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Gemini Have Moved!
12 October 2009
After nearly 3 years at our current head office in Mere Green, we are pleased to announce that we are moving offices.
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Autumn Financial Focus
20 September 2009
Download the latest Financial Focus Newsletter for FREE in our downloads section
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August Investment Briefing
14 August 2009
Gemini's Investment Briefing Video for August is now available. Click on the link to the right to view!
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Increased information from Gemini
16 July 2009
Gemini produce regular Financial Factsheets on a range of subjects, to support the regular Financial Focus newsletter on the wider economic environment.
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Summer Financial Focus is Here!
15 July 2009
Download Gemini's newsletter by visiting our downloads page
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A call to come out of mourning
12 June 2009
More than three months on and the market rally keeps on going. The FTSE 100 Index has bounced almost 28% from its March lows. The upward march may be pausing for breath a bit more regularly than it did in its first flush but it doesn’t look like it’s done yet.
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Gemini and Tom Biggar in Print
27 May 2009
Tom Biggar, Gemini's In house Investment Manager, has recently been interviewed by leading Financial publication, New Model Adviser, Citywire.
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Tom Biggar on New Model Adviser, Citywire website
26 May 2009
See Gemini's In house Investment Manager, Tom Biggar, on the New Model Adviser, Citywire website.
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Bulls and bears battle for supremacy
23 April 2009
After a five-week spring rally, the arguments are finely poised
The rise in stock markets around the world since early March has taken the bears by surprise. The sharpest five week gain on Wall Street since the 1930s has left the pessimists nursing their wounds and wondering whether they should bite the bullet and join in the fun. Even in Britain, where prices have risen much less sharply, the recent gain makes this one of the strongest rallies since the market turned down in October 2007. more
Budget 2009
22 April 2009
Available to download now is our Budget review covering the key points of Alastair Darling’s second Budget. Against the background of a global economic crisis and rapidly increasing government borrowing, Mr Darling approved several significant tax changes, some of which had been trailed in last November’s Pre-Budget Report.
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Is this the Real McCoy?
17 April 2009
The rapid rebound in stock markets has underscored the dangers of being out of the market when sentiment turns - but will it last?
Investors welcomed the detail of Treasury Secretary Tim Geithner’s plan to rescue the US banking system this week, pushing the S&P 7% higher on 23rd March. This was one of the biggest-ever rises on Wall Street and the best one day performance since the volatile markets of last autumn.
The move is the latest attempt by the US government to cleanse bank balance sheets of the “toxic assets” which have dogged the financial system since the credit crunch began almost two years ago. The new approach will see the Federal Reserve providing loans on generous terms to private sector investors who are willing to buy these problem securities.
The idea is that helping investors buy the assets will take them off the banks’ hands and so free them up to make loans again. It will also put a price on the toxic debt, which will in turn provide a clearer idea of the extent of the losses faced on Wall Street. Markets hate uncertainty so this first glimmer of hope that the fog is clearing had a galvanizing effect on shares.
April's Video is now available!
17 April 2009
Visit our video section to hear the latest from Tom Biggar, Gemini's Investment Manager.
Financial Focus now available to download
19 February 2009
The Spring edition of our new look financial focus is now available to download. We hope you like the new format.
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Fighting back after the lost decade
12 February 2009
Why investors should stand firm after ten dreadful years
No-one needs reminding what a difficult decade it has been for equity investors. Two savage bear markets in less than ten years have stretched the patience of all but the most dedicated stock market follower. more
Download the new Gemini Financial Focus - Winter 2008
12 December 2008
Visit our downloads section, to download your FREE copy of Financial Focus - Winter 2008
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Coping with the Credit Crunch
1 December 2008
The continuing effects of the "Credit Crunch" have seriously damaged financial markets. So what are the long term implications for you as an investor and what steps should you be taking to protect your investment portfolio>
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Gemini Improve to be become Best Large Business
30 November 2008
Gemini have again picked up an "Award double" at the 2008 Lichfield, Sutton Coldfield and Tamworth Business Awards.
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Protected Rights and SIPP's
28 October 2008
You are now able to transfer and invest your existing protected rights pension pots into a range of SIPP products^ from 1 October 2008 - crucially the first date this will be allowed under Government legislation changes.
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How to save safely with UK banks and building societies
25 September 2008
Following the problems with HBOS, and the proposed takeover by Lloyds TSB and Northern Rock's nationalisation last year, savers are worried about how much of their savings are covered by the Financial Services Compensation Scheme.
On July 1 2008, fast-track payouts were proposed by Chancellor Alistair Darling to help repair consumer confidence. He proposed that savers who lose money when a bank goes under will be given compensation within a week.
He also aims to raise the amount of money protected from the current £35,000 to a new ceiling of £50,000.
However, as it stands these plans have not been finalised and the compensation limit is currently £35,000 per separately authorised institution. more
New Financial Focus
23 September 2008
Our new Autumn 2008 edition of Financial Focus is available to download now
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New Guide to Your Options in Retirement
13 June 2008
Download our new Guide to Your Options in Retirement - Individual Pensions
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5 UK Stockmarket Recoveries
16 April 2008
At the end of July 2007 the UK stockmarket, like many around the world, started to plunge, with billions of pounds being wiped off the value of shares. When you are invested in the stockmarket, such events can be very unnerving. But it is important to remember that historically the market has always recovered. If you have found this an unsettling time and are looking for reasons to feel more positive, we’ve found five similar drops in share prices which were followed by some equally significant recoveries.
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Tax Tables 2008
18 March 2008
Download our handy FREE Tax Tables following Alastair Darling's first budget
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