What We Do
With a combined wealth of experience and industry knowledge, you receive independent advice which is tailored to your personal needs and expectations. We recognise that you are at the heart of our business and are why we believe in building long term relationships and providing high levels of service.
We are aware that we can only secure trust and loyalty from you by continually providing first class financial advice and believe we deliver unrivalled personal care.
Diversifying your investments
Our in-house investment team delivers a 90-day financial review process with your individual action plans for the next 90 days using bespoke risk assessment and asset allocation, along with our investment technology, we ensure regular unbiased advice. Securing your family's financial future - Inheritance Tax now affects millions of people, and not just the super rich. Rising house prices and increased personal wealth means that many of us now have assets in excess of the modest allowance. Despite the fact that Inheritance Tax is payable on death, it is viewed by many as a voluntary tax. Clever financial planning and an effective will can legally reduce or remove your Inheritance Tax liability
When you first meet your Adviser
- Explain the Gemini process
- Build an understanding of your goals
- Discuss possible solutions
Personal Consultations
As Independent Financial Advisers, we offer both fee and commission based advice. In both cases our initial personal consultation is free of charge. During this meeting your financial adviser will start by building an understanding of your goals, objectives, aspirations and financial priorities. They will then begin the process of ascertaining your attitude to risk and to discuss possible solutions for your financial circumstances.
Investment portfolio
- Quarterly reviews and recommendations
- Understanding your goals
- Use of asset allocation
- Building your balanced portfolio
- Choosing your funds
The Gemini investment process
At Gemini Wealth Management we strongly recommend strategic asset allocation. Our wealth management strategy involves selecting the optimum level of investment in each of the major asset classes - cash, fixed interest, equities and property, depending on the unique, individual financial circumstances of each of our clients. This becomes the 'foundation' of building a wealth management strategy with our clients. The next step will be to prepare a comprehensive report and make appropriate recommendations.
Quarterly reviews & recommendations
- Portfolio review and recommendations
- Rebalance of investment portfolio
- 90-day fund review process
- Quarterly statement sent to client
- Client feedback & discussion
The Gemini review process
A 90-day fund review is at the centre of our quarterly service package, providing our clients with quarterly investment reports, portfolio reviews, advice and recommendations. In addition, we provide an annual review for the purpose of making any adjustment to a portfolio to ensure it remains within your agreed investment risk profile.
