Show me the money

Back to News & Views

Choosing an investment style that best suits your needs

Investment styles are professional strategies used to create and manage portfolios. Different styles can range from aggressive growth to conservative investments. Depending on the investor's goals, interests and risk tolerance level, they can choose a style that best suits their needs.

For example, an investor looking for quick returns may opt for a more aggressive approach while a more cautious investor might prefer a slower growth strategy. Knowing one’s investment style is important in order to make informed decisions about how to manage one’s portfolio. By understanding the various aspects of different styles, investors can better understand which type of investing works best for them and how they want to deploy their money.

Right knowledge and professional support

With proper knowledge and professional guidance, investors can be confident in managing their portfolios according  to their chosen style. Style investing takes into account factors such as asset allocation, fund selection, market timing strategies and risk management when building a portfolio.

As always, it is important to do research and obtain professional advice before making any decisions about investing money. With the right knowledge and professional support, investors can be sure that they are making sound investments to achieve their financial goals.

When it comes to style investing, some key questions that should be considered include:

1. What investment objectives do you have? There is no one-size-fits-all approach when it comes to style investing, so it is important to have a clear understanding of your investment objectives. With that knowledge in hand, you can then determine which style of investing will best fit your portfolio and long-term goals. Investing styles vary greatly depending on the amount of risk tolerance and desired objectives. No matter what style of investing you choose, professional advice is essential for developing a successful strategy.

2. What type of return do you hope to achieve? Different investment styles produce different levels of returns depending on the market environment, the strategy employed and other external factors. You need to understand the expected return from each investment style and ensure that it aligns with your overall objectives.

3. How much risk are you willing to take on? When it comes to style investing, it is essential to consider the amount of risk you are willing to take on. Different investment strategies can involve different levels of risk, so you should think carefully about your personal tolerance level and adjust your portfolio accordingly. Being aware of the potential risks involved with any given investment strategy can help ensure that you make an informed decision that aligns with your overall financial goals.

4. What type of investments can you access? You can assess a range of investment opportunities depending on the types of investments available for your particular investment style, such as value investing, growth investing, momentum investing, etc. With professional advice and guidance, you can ensure that you make informed decisions about the investments that are right for you and your portfolio.

5. How much time do you have for monitoring and rebalancing?  When choosing an investment portfolio style, it is important to consider how much time and effort you are willing to commit to monitoring and rebalancing your investments. Regardless of which approach you choose, it should be noted that professional guidance may be necessary for more complex strategies. Furthermore, proper monitoring and rebalancing is necessary in order to ensure the continued performance of any investment portfolio over time. Ultimately, the amount of time available for monitoring and rebalancing should be taken into account when determining which investment strategy is best for you.

Making decisions about investments

Ultimately, understanding how each investment style works is an essential component in building a portfolio that meets your needs. While diversification is important in investing, it's equally essential to understand each style and determine which one aligns best with a person's investment goals.

Different strategies come with different levels of risk, potential returns and costs associated with them. You need to consider these details when making decisions about investments.

What are your investment motivations?

You might be the cautious investor who’s happy for your investments to keep pace with inflation or someone who’s ambitiously seeking faster portfolio growth. Whatever your motivation, we can help you with your investment objectives. For more information please contact us.

THE VALUE OF YOUR INVESTMENTS CAN GO DOWN AS WELL AS UP AND YOU MAY GET BACK LESS THAN YOU INVESTED.

Book your FREE, no obligation discussion today. Schedule Appointment

Sign Up to our mailing list - Receive regular news, tips and financial commentary from the Gemini Team.

Latest News

  • Despite the slow economic recovery, many retirees trying to maintain a basic standard of living have seen the cost of their lifestyle increase by nearly 20% over the past year, according to a new report. [...]

  • Cost averaging, or pound cost averaging, is an investment approach that involves dividing up the total amount to be invested into equal amounts and investing these at regular intervals over a period of time. [...]

  • Losing your job due to an illness or injury could have serious financial consequences for you and your family. Rent, mortgage payments and other living costs may no longer be covered, leading to a lifestyle that's difficult to maintain. [...]

  • Divorce involves many loose ends, both emotional and financial. It can generate high levels of uncertainty and financial stress, as it impacts on all areas of your life, from living arrangements to assets and pensions. That’s why financial planning through a divorce is essential to help protect your assets and prepare you for going forward on your own. [...]

  • The cost of living crisis is a concerning and long-term problem for those trying to pay off their mortgage, especially over-55s who are already having difficulty saving enough for retirement. [...]

  • When you get married, or cohabit, you are not just blending your hearts and lives together, you are also combining your finances. So it is important that you take the time to discuss and plan how you will manage your combined resources in order to ensure financial security for both of you. [...]

  • We are witnessing a surge in the number of people giving retirement a second thought due to inflation rates and the cost of living crisis. Not only are more individuals looking to work beyond their State Pension age, but some are returning to employment after retiring due to increasing financial pressures. Over 2.5 million people aged 55 and over will be impacted by the long-term effects of financial insecurity and think they will continue to work past their State Pension age. Additionally, half of those aged 55 and over don't believe their pension is enough to fund their retirement, a new survey has revealed[1]. [...]

  • It goes without saying that there’s no time like the present to kick-start your retirement planning. The earlier you start, the better. You’ll then be able to set about realistic goal setting and, importantly, diversification of your investments. Working hard to save for your retirement is an important endeavour. [...]

  • People are increasingly becoming more concerned about the possibility of being affected by a critical illness such as cancer, stroke or heart attack, according to new research findings[1]. This is reflected in the fact that searches for ‘critical illness insurance’ have skyrocketed, with, on average, 6,800 people searching for ‘critical illness cover’ every month, mostly asked on Google. [...]

  • A new survey conducted by the Financial Services Compensation Scheme (FSCS) and the Financial Conduct Authority (FCA) reveals that 44% of UK adults who hold investments of between £100 and £50,000 wish they had spent more time researching their investment before making a decision[1]. However, this task is commonly neglected due to its perceived complexity – it ranked much lower than other tasks like choosing a holiday, buying a house and checking social media. [...]

  • Financial planning can be a daunting and uncomfortable conversation for many, but thankfully attitudes towards talking about money are changing. Wealth succession should be an integral part of your financial plan as early as possible – because the right preparation now can have positive long-term impacts on future generations. [...]

  • 3 weeks ago

    There are signs and targets that can signal that you are prepared to retire, but it can be difficult to figure out when you are truly ready to retire. We may think of retirement as being centred around a particular age or monetary amount. When we get to ‘X’ years old or have ‘Y’ amount of money, we can move on to our ‘golden years’. [...]

Gemini Wealth Management Ltd is Authorised and regulated by The Financial Conduct Authority Registered in England & Wales No. 5919877 Registered Office: Gemini House, 71 Park Road, Sutton Coldfield, West Midlands B73 6BT The Financial Conduct Authority does not regulate tax and trust advice, will writing and some forms of buy to let mortgages. The guidance and/or advice contained in this website is subject to regulatory regime and is therefore restricted to those based in the UK.

Website by Mellow Marsh Software
© Gemini Wealth Management Ltd
Privacy Notice | Cookie Policy