Your Money - Your Future
News & Views
Retirement cash flow modelling
Retirement planning is of utmost importance, regardless of your income or wealth. It ensures a steady income stream after retirement and provides financial security for you and your loved ones. [...]
Preparing the next generation to engage with their finances
Passing on the benefit of your experience to your children or grandchildren is crucial for their future success. However, financial planning can be complex, and even the most knowledgeable individuals may need help. [...]
Key traits for successful wealth-building
Committing to a financial plan is crucial for building wealth and achieving long-term financial goals. When you have a plan, you are more likely to stay focused on your objectives and take the necessary steps to reach them. [...]
Money and divorce
Divorce is a complex process that often comes with various financial considerations, and preparing for a divorce is undoubtedly challenging, especially when it involves untangling your finances. The emotional strain can make it difficult to make clear-headed decisions, and the long-term consequences may not be immediately apparent. [...]
Pension drawdown
Pension drawdown is a flexible way of taking income from your pension, introduced after the pension freedom rules in April 2015. Before that, the government limited how much income you could take from your pension unless you had other sources of income, and annuities were commonly used to provide a guaranteed income for life. [...]
Cost of care in later life
The costs of care in later life can vary greatly and depend on a multitude of factors. Notably, the type of care required, the individual's financial situation and their location within the UK play a significant role in determining these costs. [...]