Protection Insurance

Personal protection relates to classes of insurance protection covering your person in one way or another. The most common form is life assurance, which pays out in the event of death, and comes in a number of different forms.

Although personal protection in the sense that it provides cover against an unfortunate event happening against the person, in practice, this cover is taken out for the possible benefit of others, principally the spouse or partner, and any children, all of whom could be seriously financially disadvantaged in the event of death of one of the breadwinners.

As well as protecting against death, various other forms of cover are available, providing a lump sum, or an income in the event of serious illness or disability, with the intention of replacing income, or paying off a mortgage, perhaps funding house alterations or even moving home in the event of serious disability.

For more information on which type of protection insurance is best for you, call us FREE on 0800 255 0123 or click here for one of our advisers to contact you.

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