Pre-Retirement Planning

Retirement involves some significant changes to life - income will be different, use of time will alter and the relationship with a partner and/or friends will undergo a transformation.

Everyone approaches retirement from a different point of view and with mixed emotions. Even those who are looking forward to it can feel a little deflated after the initial euphoria wears off.

The better prepared you are for these changes the more successful and enjoyable retirement will be.

Larger organisations have for years recognised the value of providing their staff with pre-retirement courses, and our advisers have a wealth of experience of delivering pre-retirement education to both the organisation and the individuals alike.

Gemini have decided that these extensive retirement planning courses should be available to all organisations so that employees within smaller businesses can benefit too.

The ideal time to attend a pre retirement course is at least 12 - 18 months prior to retirement, whether this be at normal retirement age, or earlier for those planning to take early retirement. The course may also benefit those who have recently retired.

There is a lot to think about and you will have a whole host of questions related to your retirement. These will be answered during an informal programme that you may attend with or without your partner and that will be tailored to suit your personal needs and preferences.

Courses are available both in house or on a more personal one to one basis. If you would like to know more about pre-retirement courses please click on the contact us form and we will be in touch.

Latest Blogs

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  • 2 months ago

    The National Employment Savings Trust (NEST) is a defined contribution workplace pension scheme set up by the UK government to support auto-enrolment. NEST provides one pension pot per person, ensuring a simple, cost-effective, easy-to-track pension scheme for individuals who might subsequently change their job or stop working altogether. [...]

  • Although retirement may seem like something that might happen in the distant future, it is important to plan ahead. Time is your most valuable weapon. Building sufficient assets to fund your retirement will take a long time and it's worth getting into the savings habit as early as possible. Even putting away a small amount on a regular basis can make a real difference over the long term. [...]

  • The entire Individual Savings Account (ISA) allowance of £20,000 for the tax year 2018/19 can be invested in cash, stocks and shares, or a combination of the two. Investors can choose from a vast array of investment options ranging across global equity and bond markets. [...]

  • Individual Savings Accounts (ISAs) are tax-efficient savings vehicles that allow you to save and invest without having to pay income tax or capital gains tax. They can be a good way for people to start saving or to add to their existing portfolio of savings and investments. [...]

  • Securing your financial future has become more important than ever before. Against a seemingly relentless backdrop of newsflow about pressures on state benefits – and particularly pensions – we have to prepare for our own financial futures by taking greater levels of responsibility for our personal savings and investments. [...]

  • Individual Savings Accounts (ISAs) are tax-efficient savings vehicles that allow you to save and invest without having to pay income tax or capital gains tax. They can be a good way for people to start saving or to add to their existing portfolio of savings and investments. [...]

  • 7 months ago

    Chancellor of the Exchequer, Philip Hammond, delivered his second Budget to Parliament on 22 November 2017. In every Budget there are winners and losers and Autumn Budget 2017 was no different. In his keynote speech given to MPs in the Commons, Mr Hammond signalled that he will allocate funds to ‘invest to secure a bright future for Britain’, saying the Budget is about much more than Brexit. [...]

  • 11 months ago

    It has long been recognised that medical advances, combined with a greater understanding of the impact of our lifestyle choices upon our health, have led to an increase in life expectancy. Looking ahead, future generations are, on average, likely to enjoy much longer and healthier lives than their predecessors. [...]

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