Latest Blogs

• Sponsorship Scrum

  3 days ago

  Gemini Professional Financial Group is proud to announce their sponsorship of the Moseley Rugby Club’s Under 14’s Team [...]

• Remember to Use Your ISA Allowance

  1 week ago

  Individual Savings Accounts (ISAs) are tax-efficient savings vehicles that allow you to save and invest without having to pay income tax or capital gains tax. They can be a good way for people to start saving or to add to their existing portfolio of savings and investments. [...]

• 2018: The worst year for equity markets since 2008

  1 week ago

  2018 proved to be the worst year for global markets since 2008. The MSCI World Index fell by 10.4% over the year as a whole, dragged down by widespread economic and political concerns. Markets seesawed during December as investors reacted to newsflow over Brexit, trade tensions, and the prospect of a shutdown of the US government. [...]

• The Autumn Budget 2018

  2 months ago

  Philip Hammond, the Chancellor of the Exchequer, delivered his third Budget to Parliament on 29 October 2018 and what should be the last one before Brexit in March next year. What should you take away from this year’s Chancellor’s Autumn Budget 2018? [...]

• Where to Start with Employee Benefits?

  5 months ago

  A new study highlights the value of employee benefits to SMEs and their employees. For SMEs, the balance between boosting the bottom line and ensuring employees are paid fairly is something of a tightrope. [...]

• ‘Best ever result’ as two charities share the wealth

  5 months ago

  Gemini Professional Financial Group, the financial services group headquartered in Sutton Coldfield, recently held its 9th annual golf day to support it’s two Charity Partners – Acorns Children’s Hospice and Sutton Cancer Support Centre [...]

• Keeping your target retirement plans on track

  7 months ago

  Most over-45s are not making plans to match their hopes for the future, according to research from Standard Life[1]. The vast majority (86%) of those aged 45 or over are already dreaming about escaping their working life for retirement, but only 8% of the same age group have recently checked the retirement date on their pension plans to make sure it is still in line with their plans. [...]

• What is NEST?

  8 months ago

  The National Employment Savings Trust (NEST) is a defined contribution workplace pension scheme set up by the UK government to support auto-enrolment. NEST provides one pension pot per person, ensuring a simple, cost-effective, easy-to-track pension scheme for individuals who might subsequently change their job or stop working altogether. [...]

• Allocating Your Wealth

  8 months ago

  Although retirement may seem like something that might happen in the distant future, it is important to plan ahead. Time is your most valuable weapon. Building sufficient assets to fund your retirement will take a long time and it's worth getting into the savings habit as early as possible. Even putting away a small amount on a regular basis can make a real difference over the long term. [...]

• Investing in Stocks & Shares

  9 months ago

  The entire Individual Savings Account (ISA) allowance of £20,000 for the tax year 2018/19 can be invested in cash, stocks and shares, or a combination of the two. Investors can choose from a vast array of investment options ranging across global equity and bond markets. [...]

• 2018/19 Limits for ISAs

  9 months ago

  Individual Savings Accounts (ISAs) are tax-efficient savings vehicles that allow you to save and invest without having to pay income tax or capital gains tax. They can be a good way for people to start saving or to add to their existing portfolio of savings and investments. [...]

• Seek Independent Advice

  11 months ago

  Securing your financial future has become more important than ever before. Against a seemingly relentless backdrop of newsflow about pressures on state benefits – and particularly pensions – we have to prepare for our own financial futures by taking greater levels of responsibility for our personal savings and investments. [...]