X

COVID-19 (Coronavirus) – Gemini Update - January 2021

In line with current Government guidelines, we have taken the decision to reduce the numbers of staff at our Head Office in Sutton Coldfield with the majority of staff returning to working remotely.

However, to reassure you, it is business as usual and we are still available to contact by phone and email as all our systems can be accessed and operated remotely.

Indeed, it is times like these where you may need to seek additional advice from financial services professionals. Both our Wealth Managers and Estate Planning Consultants remain available to assist you and are able to offer guidance on the phone, by email or by video technology.

Please contact us FREE on 0800 255 0123 or email info@gemini-wm.com where we will do our best to assist you.

We would also like to extend our offering to your family, friends or colleagues so please do pass on our details. We are here to help!

Please scroll for more information.

News & Views

Health & Financial Protection: How to Get a Good Deal

While we may often neglect our health, many people are finding it at the forefront of their thoughts in the current climate. People across the world are taking measures to avoid the virus, both for their own wellbeing and to protect the vulnerable people around them. [...]

Thursday, June 4, 2020Read More

How to Pandemic Proof Your Will and Estate Plan

Most of us put off estate planning as we don’t want to deal with difficult decisions or tempt fate. But there is nothing like a global pandemic to remind us of our own mortality, and consider how our loved ones would cope if anything happened to us. [...]

Tuesday, May 26, 2020Read More

Thinking of Cancelling Your Protection Insurance?

At times like these, we look to potentially save on unwanted expenditure, BUT, beware of cancelling protection insurance policies [...]

Tuesday, May 5, 2020Read More

Have you Planned for the Unexpected?

1 in 8 homebuyers don’t discuss their protection needs! Buying a property is usually the biggest financial obligation many of us will take on in our lifetime, and it’s an obvious moment to pause and consider our protection needs. [...]

Thursday, April 30, 2020Read More

How to Integrate Your Financial Plan with Your Will

While many clients understand the potential of an investment plan, or the tax-efficiency of a pension, estate planning is a less exciting prospect. No one wants to think about their own mortality, and taking steps to plan for death can seem like tempting fate. [...]

Thursday, April 23, 2020Read More

Staying in is the New going out

Whilst in isolation or lockdown, it is advisable to keep socially active. This means talking to people other than those in your household or who your work with. [...]

Thursday, April 16, 2020Read More

Book your FREE, no obligation discussion today. Schedule Appointment

Sign Up to our mailing list - Receive regular news, tips and financial commentary from the Gemini Team.

Latest News

  • After the (more or less) steady market growth over the past five years, the recent volatility has come as a shock to many investors. The economy is cyclical, and downturns are a feature of investing. We have to assume they will occur, just as we understand that they are usually followed by a recovery, during which any losses are more than recouped. It’s impossible to predict the timings, but over a lifetime of investing, it’s reasonable to assume that short periods of volatility will be ironed out. [...]

  • While financial protection products are not particularly complicated, the range of options available can sometimes be a little daunting. How can you decide which type of cover you need, how much to insure for, and which optional extras to include? [...]

  • With careful planning, it’s possible to reduce, or even avoid Inheritance Tax (IHT). The key is to plan ahead and make the most of gifting allowances during your lifetime. [...]

  • Financial planning is the process we use to help you achieve your goals. A financial plan combines several different aspects, such as tax efficiency and risk management, to arrive at the best solution for you. [...]

  • Working with a financial planner can be life-changing. It can help bring clarity to your goals and allow you to really make sense of your money. But equally, a relationship with a financial professional is not a decision to be taken lightly. This is a person that you will hopefully want to meet up with at least once a year, maybe more, and who you will need to entrust with your personal information and most deeply-held goals. [...]

  • During the lockdown months of 2020 many commentators speculated that the UK was heading into a major period of recession - despite the UK government’s attempts to support the economy with its Job Retention Scheme and other measures [...]

  • Income protection is an often overlooked member of the personal insurance family. While most people have life cover, and most have at least heard of critical illness, many are unaware of the benefits an income protection policy can offer. [...]

  • Estate planning is an often neglected area of financial planning. This is understandable, as no one likes to think about the worst happening. But a strong estate plan has a number of benefits [...]

  • The world has changed in recent months, and many people have discovered that their jobs are not as secure as they once thought. It remains to be seen how we will emerge from the pandemic, both as a society and as an economy. Redundancy is a significant concern across a number of industries. [...]

  • Many media outlets and pundits anticipated that the Chancellor’s Summer Economic Update would not contain major policy developments. Yet there was a range of announcements that will likely have important implications for the UK economy and household finances. [...]

  • The latest issue of our moneymatters magazine is now available to downlaoad. A return to how life was at the start of 2020 is some way off. Even now that lockdown restrictions are starting to be eased, coronavirus (COVID-19) will continue to affect our lives in many ways. [...]

  • With the recent uncertainty surrounding Coronavirus and oil prices, despite us being well into the tax year, many people are adopting a ‘wait and see’ approach before putting any more money into the market via their ISAs or pensions. [...]

Gemini Wealth Management Ltd is Authorised and regulated by The Financial Conduct Authority Registered in England & Wales No. 5919877 Registered Office: Gemini House, 71 Park Road, Sutton Coldfield, West Midlands B73 6BT The Financial Conduct Authority does not regulate tax and trust advice, will writing and some forms of buy to let mortgages. The guidance and/or advice contained in this website is subject to regulatory regime and is therefore restricted to those based in the UK.

Website by Mellow Marsh Software
© Gemini Wealth Management Ltd
Privacy Notice | Cookie Policy