Latest News

• Is Early Retirement Going to Have to Wait?

  5 days ago

  After the (more or less) steady market growth over the past five years, the recent volatility has come as a shock to many investors. The economy is cyclical, and downturns are a feature of investing. We have to assume they will occur, just as we understand that they are usually followed by a recovery, during which any losses are more than recouped. It’s impossible to predict the timings, but over a lifetime of investing, it’s reasonable to assume that short periods of volatility will be ironed out. [...]

• How Does Financial Protection Change for Different Life Stages?

  2 weeks ago

  While financial protection products are not particularly complicated, the range of options available can sometimes be a little daunting. How can you decide which type of cover you need, how much to insure for, and which optional extras to include? [...]

• A Short Guide to Gifts and IHT

  2 months ago

  With careful planning, it’s possible to reduce, or even avoid Inheritance Tax (IHT). The key is to plan ahead and make the most of gifting allowances during your lifetime. [...]

• How Wealth Management Can Help You Achieve Your Life Goals

  2 months ago

  Financial planning is the process we use to help you achieve your goals. A financial plan combines several different aspects, such as tax efficiency and risk management, to arrive at the best solution for you. [...]

• 5 Qualities to Look for in a Financial Planner

  3 months ago

  Working with a financial planner can be life-changing. It can help bring clarity to your goals and allow you to really make sense of your money. But equally, a relationship with a financial professional is not a decision to be taken lightly. This is a person that you will hopefully want to meet up with at least once a year, maybe more, and who you will need to entrust with your personal information and most deeply-held goals. [...]

• How to Recession - Proof Your Finances

  4 months ago

  During the lockdown months of 2020 many commentators speculated that the UK was heading into a major period of recession - despite the UK government’s attempts to support the economy with its Job Retention Scheme and other measures [...]

• A Short Guide to Income Protection

  4 months ago

  Income protection is an often overlooked member of the personal insurance family. While most people have life cover, and most have at least heard of critical illness, many are unaware of the benefits an income protection policy can offer. [...]

• 6 Tips for a Strong Estate Plan

  5 months ago

  Estate planning is an often neglected area of financial planning. This is understandable, as no one likes to think about the worst happening. But a strong estate plan has a number of benefits [...]

• How to Navigate Redundancy with a Robust Financial Plan

  5 months ago

  The world has changed in recent months, and many people have discovered that their jobs are not as secure as they once thought. It remains to be seen how we will emerge from the pandemic, both as a society and as an economy. Redundancy is a significant concern across a number of industries. [...]

• The July 2020 “Mini Budget”: Highlights & How it Affects You

  6 months ago

  Many media outlets and pundits anticipated that the Chancellor’s Summer Economic Update would not contain major policy developments. Yet there was a range of announcements that will likely have important implications for the UK economy and household finances. [...]

• moneymatters magazine now available

  6 months ago

  The latest issue of our moneymatters magazine is now available to downlaoad. A return to how life was at the start of 2020 is some way off. Even now that lockdown restrictions are starting to be eased, coronavirus (COVID-19) will continue to affect our lives in many ways. [...]

• 5 Tips to Get the Best Tax Deal in 2020/2021

  7 months ago

  With the recent uncertainty surrounding Coronavirus and oil prices, despite us being well into the tax year, many people are adopting a ‘wait and see’ approach before putting any more money into the market via their ISAs or pensions. [...]